November 20, 2014

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Employers Beware! “Ban the Box”

Caution, Illinois and Kansas City, Missouri are just a few of the states and cities that will be affected by new “Ban the Box” laws. Ban the box refers to the check box on employment applications asking whether the candidate has ever been convicted of a crime. Ban-the-box laws require hiring managers to put off […]

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November 20, 2014

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December is Safe Toys and Gifts Month

The month of December is full of life with parties, family, gifts, and joy. It is the perfect ending to the year with people celebrating the Holidays, and preparing to welcome in a new year. December is also the month with emergency rooms full of children with toy-related injuries caused by unsafe gifts. The U.S. […]

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November 17, 2014

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Transitional Reinsurance Filing Deadline Extended

The Centers for Medicare and Medicaid Services (CMS) have extended the deadline for the annual enrollment and contributions submission from November 15 until December 5, 2014. The payment deadlines of January 15, 2015 and November 15, 2015 have not been extended. As a reminder, no action is required on the part of employers with fully […]

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November 17, 2014

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Missouri Minimum Wage Increase

Missouri’s Department of Labor announced last week the minimum wage for 2015. Starting January 1, 2015 the state minimum wage will be $7.65/hr, an increase of $0.15 from last year. Employers in retail or service businesses whose gross income is less than $500,000 are not required to pay the state minimum wage rate and can […]

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November 11, 2014

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Supreme Court to Decide ACA Tax Credit Dispute

The Affordable Care Act continues to keep the U.S. Supreme Court busy. On November 7, 2014, the Justices agreed to hear the King v. Burwell case, which involves the proper interpretation of the ACA tax credit provisions. Specifically, the case asks whether the tax credit incentives are only available to those who purchased policies through exchanges […]

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November 11, 2014

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2015 FSA Limit Increases

The IRS has announced new limits for FSA plans in 2015. The Affordable Care Act imposed a $2,500 limit (as index for inflation) on salary reduction contributions to health FSAs and the IRS has adjusted for inflation in 2015. For taxable years beginning in 2015, the dollar limitation is increased to $2,550. As previously mentioned, […]

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November 10, 2014

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Missouri Same-Sex Marriage Ban Unconstitutional

The first week of November has been a busy one regarding developments striking down the same-sex marriage ban in Missouri. On November 5, St. Louis Circuit Judge Rex Burlison held, “the Court finds and declares that any same-sex couple that satisfies all the requirements for marriage under Missouri law, other than being of different sexes, […]

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November 7, 2014

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DOL Clarifies Compliance of Premium Reimbursement Arrangements

During September DOL and Treasury published guidance on the application of the market reforms and other provisions of the Affordable Care Act to health reimbursement arrangements (HRAs). The prior guidance explained that employer health care arrangements (HRA’s, employer payment plans, etc) are group health plans and as such subject to the group market reform provisions […]

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November 4, 2014

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Regulators Require Hospitalization Coverage

The Department of Health and Human Services (HHS) and the Internal Revenue Service (IRS) issued a Notice this morning requiring all employer-sponsored health plans to cover in-patient hospitalization services and physician services in order to be considered providing “minimum value” (MV) under the Affordable Care Act (ACA). Large employers that do not offer MV plans […]

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November 4, 2014

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SHOP Encourages Small Businesses to Offer Coverage

Complying with the Affordable Care Act’s (“ACA”) “employer mandate” has become the focus for many businesses. And understandably so. But theoretically, the ACA also offers an opportunity for small businesses not subject to the mandate in the form of a specialized marketplace. SHOP, the Small Business Health Options Program, is designed to be an online […]

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