August 17, 2015

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Obergefell’s Impact on Employers

Last month, in a case called Obergefell v. Hodges, the Supreme Court held that state law bans on same-sex marriage are unconstitutional. That ruling effectively made same-sex marriage legal nation-wide. So what does that mean for employers? First, it’s important to understand the scope of the Court’s ruling. It only addressed the right to marry, […]

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August 14, 2015

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PCSK9 Inhibitors: The New Cholesterol Drug on the Block

Specialty pharmacy costs are set to be your fastest growing health plan expense in 2016, estimated at a 22.3% increase. This exclusive class of high-cost drugs treating conditions such as cancer, HIV and hepatitis C may have just gained a new member. Widely recognized as the most promising cholesterol treatment drug to emerge in years, […]

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July 30, 2015

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Complying with the ACA but violating ERISA?

A Dave & Buster’s employee recently filed a lawsuit in the Southern District of New York claiming the restaurant chain reduced her hours below 30 per week to avoid offering her health insurance. Specifically, she alleges she worked 30-45 hours per week for nearly 7 years, until 2013 when Dave & Buster’s began reducing her […]

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July 30, 2015

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Back to School: Backpack Safety

It’s that time of year again, when students get ready to go back to school and parents heave a big sigh. Part of the back to school ritual is purchasing school supplies such as notebooks, pens and folders. But what students use to carry the items in can be an important health decision. Shoulder bags, […]

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July 25, 2015

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Anthem plans acquisition of CIGNA

On Friday, July 24th Anthem, Inc definitively said it would buy Cigna Corp for about $54.2 billion, creating the largest U.S. health insurer by membership. The deal has raised a number of concerns with lawmakers and physician groups raising fears of market exploitation and corporate policies that are contrary to patient interests. According to Anthems […]

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July 22, 2015

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J.W. Terrill joins Marsh & McLennan Agency
St. Louis Agency Expands MMA’S Footprint into Missouri

As of July 1st, J.W. Terrill has joined Marsh & McLennan Agency LLC (MMA), a subsidiary of Marsh, the world’s leading global insurance broker and risk management advisor. We’re thrilled about the opportunities this combination of great companies will bring to our valued clients. The trusted professionals you work with, the J.W. Terrill employees, are staying […]

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July 21, 2015

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There’s an App for That

With nearly every convenience imaginable at our fingertips today (I can grocery shop, pick up a movie, and pay rent from my phone in about 5 minutes), the rise of telemedicine – the remote diagnosis and treatment of patients by means of telecommunications technology –makes complete sense. While the concept of telemedicine has been around […]

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July 21, 2015

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EEOC Goes Digital

Hmm…I wonder if there are any circumstances in which advanced technology and ease of use might not be what exactly employers are looking for? Well, currently the Equal Employment Opportunity Commission (EEOC) receives about 90,000 charges per year, making its charge system the agency’s most common interaction with the public. These 90,000 charges are all […]

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July 15, 2015

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OSHA’s New Construction Subpart for Confined Spaces

OSHA has issued a new standard for construction work in confined spaces, which will be effective August 3, 2015*.  The new standard, Subpart AA of 29 CFR 1926, will help prevent construction workers from being hurt or killed by eliminating and isolating hazards in confined spaces at construction sites similar to the way workers in […]

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July 7, 2015

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Does your benefits plan hit the mark?

Workplace benefits are increasingly becoming a subject of focus for HR.  According to the Society for Human Resource Management (SHRM), 61% of employees who were very satisfied with their benefits said they felt a strong sense of loyalty to their employer vs. 24% of employees who were very dissatisfied with their benefits. Knowing how your […]

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July 7, 2015

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I’m In College, Do I Really Need Health Insurance?

Life as a college student is all about navigating the maze that is the transition from childhood to adulthood.  Learning how to walk, talk and pick the best health coverage option like an adult is a daunting task.  Reading through health insurance plans can be like trying to read a book in a foreign language.  […]

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July 2, 2015

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DOL Proposed Overtime Rule Changes

As you may know, on March 13, 2014, President Obama signed a Presidential Memorandum to help build real, lasting economic security for more hardworking Americans, by directing the Secretary of Labor to update the FLSA’s overtime pay protections and to simplify the overtime rules for employers and workers.  This includes an update the Fair Labor […]

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